Value or Price in Housing?

Ben Franklin said “The bitterness of poor quality remains long after the sweetness of low price is forgotten”.  

A quality home costs more up front, but breakdowns, repairs and replacements will cost much more over the life of the home, financially and emotionally.

Usually, the difference in price means just a few dollars a month in the payment.  As time passes, the payment becomes a smaller portion of your income, while the frustrations and expenses of poor quality grows . A home is the most expensive investment most people make.  “You can have high quality OR cheap price, but you can’t have both.”  Choose wisely.

With over 60 years of experience in the manufactured home industry, we can help guide your choices as you make this most important investment decision.

Lora Whitemarsh, DeTray’s Housing Consultant

Public Display of New Manufactured Home

Sometimes you just have to see something to appreciate the value. Such was the case at the 2023 Puyallup RV Show. “DeTray’s Custom Homes and Champion Home Builders staff participated in the 4-day MHRV Show in Puyallup at the Washington State Fairgrounds earlier this month. Pictured is the Champion Home flooring model available for public viewing,” stated Lance C. Clark, Executive Director of the Northwest Housing Association.

DeTray’s Custom Housing showcased a beautiful “smaller home” presented to conform with A.D.U. aka Mother-in-Law homes, vacation-style homes, or a small primary dwelling. At approximately 1,080 square feet of luxurious interior styling, this home was by far the greatest value at the RV Show this year.

Participating at the RV Show provided many people the opportunity to view and experience the features and benefits that manufactured housing has to offer. Many commented that they were surprised to see the quality in the home and it’s affordability and were able to ask questions of DeTray’s and Champion Homes’ staff.

It was great to see and meet the people attending the show and open the door to new ideas for their varying lifestyles. The home is fully furnished and is now available to view again at DeTray’s Model Home Showplace, 10209 149th St E. Puyallup, WA – our Village Appropriate display center on South Hill. We hope you’ll stop by and see all of our model houses and get more ideas for your next new home.

Why Consider a New Manufactured Home Now?

Is this a good time to commit to a new manufactured home? The manufactured housing industry is currently experiencing long build times of 10-18 months.  Supply shortages and prices continue to fluctuate.  Worse, interest rates are rising rapidly.  Should I move forward to get my dream home now, or wait it out?

MARRY THE HOUSE, DATE THE RATE!

What does that mean?  It means buy the house you want now, so you can begin enjoying everything you love about it.  But committing to the house does NOT mean you have to commit forever to the financing that is available now.  As time goes by, your home becomes more valuable, worth more, and more.  A 30-year mortgage rarely lasts 30 years. You can always change your financing to more favorable terms later, should better rates and products become available.  Homeowners re-finance, or use a Home Equity Line of Credit (HELOC), to take advantage of equity build-up.  They use the cash for investments, college funds, pay down debt, vacation, buy a boat or car etc.  Smart homeowners watch for a better financing opportunity, and make the move when the time is right. 

And if rates only get worse, you will be really glad you married the beautiful DeTray’s Custom Home you love when you did! 

Lora Whitemarsh, DeTray’s Custom Housing Consultant

June is National Home Ownership Month

Home ownership is the American Dream. Let DeTray’s Custom Housing help you celebrate this achievement every June in the future, by starting today!  

Home ownership is the most important financial decision most people make. While rent prices go up every year, your mortgage payment remains the same for 30 years. Your income grows, and the payment becomes a smaller and smaller percentage of your expenses.

Each monthly payment acts as a kind of forced savings. As you pay down principle, your equity (the amount of your home you actually own) grows.

It’s smart to build equity and financial stability while you enjoy your beautiful home. The equity in your home can eventually become liquid cash that you can access, either by selling your home, or borrowing against it. When you own a home, it is more than just a place to live; it’s also a financial asset.

History shows that overall, homes become more valuable. Think of what your parents paid for their home, and how much it is worth today!

What is the leading wealth producer for average Americans? Home Ownership!

DeTray’s has helped hundreds of families celebrate the thrill of this great achievement. Our experienced team has guided the process of designing, delivering, and finishing, beautiful custom homes at our location at 149th and Meridian in Puyallup for nearly 30 years. Let us help you have the joy and satisfaction of home ownership.

Lora Whitemarsh

Lora Whitemarsh
DeTray’s Housing Consultant

Manufactured vs. Stick-Built Housing

Manufactured homes like ours, are built using the same high-quality materials as stick-built homes. Their manufacturing process is also highly regulated by the federal government, meaning the home you buy is held to the highest standards of quality during its design and construction.

They are built entirely inside “home building facilities” that are climate controlled to avoid weather delays and typically offer many customizable options such as many choices of flooring, cabinetry and exterior finish, just to name a few. Each home is internally inspected multiple times throughout various phases of construction to confirm proper construction and quality.

If the home is placed on the post & pier foundation, perimeter material such as concrete blocks, or concrete skirting will be added to finish the home to code. Manufactured homes can also have a garage added just like a site-built home. Manufactured homes can be finance similar to site built, offering VA / FHA, or Conventional land-home, and Chattel type mortgages. The flexibility for you is unsurpassed. We will put you in touch with the largest manufactured home lender in the state. You can apply on line, or directly in our office.

You can choose from hundreds of designs, and you can also create your own manufactured home design by customizing any of our floor plans. A custom-built manufactured home begins with your ideas and how you want your home to be built, inside and out.

One advantage of the home built in a controlled factory environment, is every part of the home – from the front door to the bathroom sink – is protected from weather-related damage, vandalism and other hazards.

Our technicians, craftsmen and assemblers are well trained and professionally supervised, resulting in an excellence of build. Finally, all of our manufactured homes and modular homes undergo more than 35 quality inspections throughout the construction process to ensure they meet our high standards and meet code.

Provides Many Other Advantages

Interested in vaulted ceilings? We offer them. Modern kitchens with stainless steel appliances and perhaps spacious bedrooms with walk-in closets? Those, too. Like site-built homes, our manufactured homes and modular homes offer plenty of floor plans and amenities. You can also find stylish features such as tray ceilings, recessed lighting, custom cabinet applications, large family rooms with entertainment centers and more.

Manufactured homes must be durable enough to withstand transportation. They are built using jigs and other machinery that help increase the quality of the home. Lag bolts, for example, are better compared to nails or reinforcement straps, which on-site builders use.

These homes cost a lot less compared to stick-built homes of the same style and size. Since manufactured homes are built in a controlled environment, they are easier for workers to complete on time.

Selecting a manufactured home can also mean choosing a larger home because they come with more square-footage for the same price compared to smaller, traditional homes. If your budget is limited, purchasing a manufactured home can be a comfortable alternative to renting, and at a competitive price.

When it comes to stick-built homes, there are so many opportunities for delays. The materials – usually sourced from different parts of the country – can be delayed if suppliers are unable to distribute materials to the builder at the right time. However, because manufactured homes are built directly by the manufacturers, materials are readily available and in abundance to get the job done fast. If you have a time constraint in transitioning to a new home, a manufactured home will save you a lot of time. When placed on an engineered foundation, financed similarly to stick built homes, the value is unsurpassed. Remember, you ordered a home, customized to your standards, with the features, options, and your colors. It is a very enjoyable experience knowing you did it “your way”, and received the highest quality home available for you and your family. Congratulations, we hope to see you soon to guide you through every step of this project.

Respectfully Submitted,

Michelle Dux

DeTray’s Custom Housing Consultant

Remodel or Replace?

You bought beautiful land in the 1970-1990’s and put a nice Manufactured Home on the property.  You love the location, neighbors, outbuildings and gardens, but the house is dated and needs some repairs.  You can keep the things you love about the property by remodeling the existing home, or removing and replacing it.  Some thoughts:

Remodeling

Anyone that has ever started a remodel, has found that it is NEVER simple!  There are always surprises: dry rot, bug/critter infestations, mold, foundation and roof problems.  What starts as a simple kitchen counter remodel, changes into striping everything to the studs and replacing floor joists and decking.  Then “If the kitchen is new, we had better do the bathrooms at the same time”. Repeat for both baths.  Now the rest of the house is shabby, more updates.  Besides the mess and inconvenience, the stress of choosing from zillions of cabinets, counters, flooring, knobs, lights, paints etc. can be overwhelming.  Is it time to re-do the roof as well?  Cha-ching! Want more energy efficient windows?  Count on $10,000-$15,000+ for that cost alone.  Need better insulation? The exterior walls are only 4”.  Every stud needs to be added onto to hold R-21 insulation, and installing insulation is a hot, itchy, messy job! This can turn into a $70,000 major headache very quickly!  Now for the worst news:  When you are finished, you still have a 1970’s “trailer” on the county records.  The home is already 30-40 years old.  You have just invested months of time, money and work, and you will never get your investment back.

DeTray’s Has a Better Option

Let us remove the existing home, and replace it with a beautiful, new Skyline or Kit West home from DeTray’s Custom Housing.  Your needs are different now.  We can design a home exactly the way you want it, stretching/flipping floor plans, moving walls, adding windows.  Our homes have energy efficient insulation, windows, pecs piping, safe wiring, new appliances, new wood cabinets, lots of drawers, granite or quartz counter tops, big closets, updated tubs, showers, sinks and lots of flooring options.  Your electric bill will go down and you don’t have to worry about major repairs.  We do all the work.  You just move in and live happily ever after.  Come see me so I can answer all your questions.

Laura Whitemarsh, Housing Consultant

Lora Whitemarsh

Time Is Money…

For over twenty years, I have stopped almost every day at Starbucks. I don’t want to calculate how much I have given to this company over the years, but it’s my one vice and I will continue to do it.

When I started visiting my favorite coffee shop, the cost of my “Quad Venti Non-fat Vanilla Latte” was $3.00. Today, while I order a different drink now, in a smaller cup, it’s $5.25. I think back to when I was a kid growing up in Sumner, I would swing by a local restaurant in the morning and get a to-go cup of coffee for less than a dollar.

Why am I sharing with you the price of coffee and what appears to be a severe caffeine addiction?

Prices on just about everything are going up, every day. In fact, I have never experienced a price decrease at my favorite coffee stand.

Just like Starbucks, the prices of homes are going up too, at times, several times a year. That’s why if you’re ready to make a decision, now is the time.

Last month a couple visited our sales center in Puyallup and mentioned to me that they had been in a year before and the home they wanted was $8,000 more than the last time they were in. I shared with them that the same home would be another $4,000 in the next twelve months. I said to them, “If you’re ready now, you should place your order.” They did and we helped them save thousands of dollars.

We would love to continue our conversations and see where we might be able to assist in your process and help you make the best decision possible for you. Feel free to call us at 253.840.6773 and let’s schedule a time to continue our discussions or have me answer any questions that you might have.

We are here and ready to serve you however we can, making sure your experience in purchasing a new home is a memorable one. 

Cory Howerton Housing Consultant

Get Your Bang for the Buck

I wanted to talk to you about getting the most “bang for your buck” when it comes to buying a home. If you look at today’s building materials in our new manufactured homes, they are what I see on today’s construction sites. I drive around and see various housing developments, apartment homes, new commercial buildings and they all have one thing in common. You guessed it, the materials used to build. I see O.S.B. board, 2×4’s, 2×6’s, sheet rock, Tyvek house wrap and the list goes on. Our homes from DeTray’s have all the same materials, real wood studs, joists and trusses, top-grade roofing materials, energy star windows, insulation, siding and doors just like a home built today.

You want Quartz counter tops, tiled showers, name-brand appliances, Hardie lap siding, metal roofs, all for far less that the competitors offer? Then come see us today. Most new homes built today range from the mid 300’s up to 500k. Why pay so much for something that is built with the same materials as today’s manufactured homes? Manufactured home building standards are quite impressive given the manufactured homes history; it is almost night and day. This is a good thing for the consumer who is looking for home ownership, not everyone has 350K to go buy a 2-story home in a neighborhood, on a “postage stamp” lot and no parking. Reach out and give your neighbor a high-five without leaving your home! Well, thanks but no thanks, that’s just my opinion. In today’s market and your average cost of living, who wouldn’t like to have a custom home built with quality building materials for 30% less and have a large piece of land you can actually do things with? Not having an H.O.A. telling you what you can or cannot do on your land? No thank you. I know what sounds more appealing to me. Home ownership with fewer restrictions, a bigger lot and larger home for less. That is high value. That is more “bang for your buck“!

With that said, I encourage you to look into today’s manufactured homes and just see what might be a perfect solution to your housing needs. Hope to see you soon here at DeTray’s Custom Housing. Stop by and see me at 10209 149th St. E. in Puyallup.

Happy Holidays!

Zac Phillips – Housing Consultant