Join Us at Our Open House in Ocean Shores

With recent improvements in the economy, we’re seeing quite a bit of interest in secondary homes for “get-away” purposes. Some prefer to call it a “Stay-cation” opportunity, a way to combine vacation time with having the comforts of home. A home out in the country, on the beach or just away from the daily hustle and bustle…many find it a great way to connect with family and friends.

Your “home away from home” is always available, ready when you are. Can you imagine leaving home to go on a vacation, leaving that routine behind, going to warm, comfortable surroundings where you can meet family and friends in the comfort of your vacation home? Or just get away for a few days to relax and unwind?

Many of our customers have been surprised to find how affordable this lifestyle can be. With size options and literally hundreds of options, you can have the perfect staycation getaway for your needs. DeTray’s Custom Housing works with three builders, Skyline Homes, Kit Homebuilders and Karsten Homes to customize a fit for you. Small cabin, “tiny home”, multi-bedroom? We work to build your own perfect paradise by first arranging the pre-planning of the custom design of the home. We then arrange to obtain all necessary feasibility issues to place your vacation home on your lot and build the home package to your specifications including options, colors, furnishings and budget.

While we can place your home anywhere in the great Northwest, there’s been quite a bit of interest for this type of home out on the Pacific Coast. Please join us at our Open House in Ocean Shores to get a feel for this type of get-away and get all of your questions answered. We look forward to seeing you!

Ocean Shores Model Home

Ocean Shores Model Home

 

Open House at Ocean Shores:

When: July 2nd & 3rd, 2016
Where: 373 Canal Dr NE
Ocean Shores, WA 98569
See: Our Model Home

New Job Perspective

Below is a guest blog post by our new employee, Michelle…

Michelle Dux

Michelle Dux

I must say, I was more than pleasantly surprised! The experience was not only challenging (so much information to learn and disseminate) but educational, inspiring, motivating, rewarding and so much fun. I know – tell me more, right?

My first 30 days as a Housing Consultant at DeTray’s Custom Housing has been one of the best experiences that I have had starting a new job. It was a bit overwhelming at first, well it still is, there are so many parts that contribute to owning a manufactured home, but it’s all coming together. Just learning the model numbers and the standard features of the homes were challenging, but once learned, a piece of cake. The best parts of my day are the wonderful customers walking in the door, full of questions that I didn’t know, but contributing to my ongoing education on a daily basis. Looking back at my first day, I am amazed at how much I have learned which allows me the ability to share and educate the customers so they can make the best possible decision. And last but not least, I am surrounded by an outstanding management team with years of experience and talent that has been the foundation of my experience and growth. I truly wish that everyone could have the opportunity to at least once in their lifetime experience the joy of having a fun job!!

Seattle Home Show & The MHRV Show Success

Seattle home and garden show and the MHRV show was a great success. After the final numbers came in, the shows experienced a 14% increase in visitors from previous years. Our facebook also receive a huge bump by gaining over 5,000 reviews. With people saying words like “Awesome”, “Cool”, “Wow”, “Amazing”, and “Unbelievable” as well as other sayings, we feel we accomplished our goal by introducing something new and exciting. We continually try to grow with the demand and find ways to amaze everyone.

Other news you may like to hear is that Last Week’s Economic News in Review stated:

Winter slowed the pace of housing construction, while lay-offs continued to drop and core inflation saw a sizable gain.

Housing Starts

January’s cold snap had its impact on real estate as housing starts and building permits both contracted during the month.

Permits issued for housing units of all types dipped to an annual rate of 1,202,000 for the month, marking a 0.2 percent decline from the December rate of 1,204,000, according to last week’s report from the Census Bureau. Similarly, permits issued for single-family homes in January notched down to a rate of 720,000, which was a 1.6 percent decline from December’s pace of 732,000.

Actual starts on housing units of all types in January dropped to an annual rate of 1,099,000, which was 3.8 percent down from December’s rate of 1,143,000. Starts on single-family homes fell to a rate of 731,000, which was 3.9 percent off from December’s rate of 761,000.

“Despite the modest dip in starts this month, we expect to see ongoing, gradual growth in housing production in 2016,” National Association of Home Builders’ Chief Economist David Crowe wrote in a public statement. “An improving economy, solid job creation and pent-up demand for housing should keep the market moving forward.”

Additional good news is that spring is near and weather conditions are improving. This always creates motivation for buyers and sellers. Now is the time to get back in gear to sell, find, and buy.

We would also like to thank everyone who took the time to come view our version of the “tiny home”. This trend currently is very popular with the nation and many other countries. Our “little home” version we displayed at Seattle’s Century Link had many viewing a manufactured home for the first time. It seems as though society as a whole is looking at other affordable housing options and realize the benefits from living in a manufactured home.

For those who visited the show or did not get a chance to come see us, the factory is extending the special that was offered to homes ordered. The “Little home” displayed is now back at our property as well as our new Evergreen home. This is our new 1765 Square Foot Home custom built by Skyline. The design is an open floor plan with many upgraded options, including quartz counter tops and a beautiful 72″ walk in tiled shower. We are confident you will get the “Wow” factor on the homes once you get a viewing.

Hope to see you soon!

DETRAY’S CUSTOM HOUSING TO DISPLAY “THE NEW COOL” VERSION OF THE “LITTLE HOME”.

DETRAY’S CUSTOM HOUSING TO DISPLAY “THE NEW COOL” VERSION OF THE “LITTLE HOME”.
While other builders throughout the country try to find alternatives to affordable housing.

DeTray's Custom Housing version of the "Little Home"

DeTray’s Custom Housing version of the “Little Home”

 

SEATTLE, WA, February 1, 2016 – DeTray’s Custom Housing, located at 10209 149th St E, Puyallup, will be showing their newly built “little home” beginning 10:00AM, Friday February 11th – 14th 2016 at The Seattle RV Show in Century Link Field Event Center, and again February 20th – 28th at the Seattle Home Show.
DeTray’s Custom Housing is joining the trend for the mini homes with their version on the “tiny house”

Dana and Diane DeTray, owners of DeTray’s Custom Housing Puyallup, believe, “Our goal is to grow with the demands of the market and allow home buyers choices. Whether buying a 560 square foot home or buying a 2700 home, we feel that being associated with this trend will introduce us to this market and allow others to get into home ownership.” DeTray said; “Affordable housing is now available to the almost anyone, where else can someone buy a new custom home for about the same price of a new automobile?” It meets the demands of these challenging times, with the government attempting to address this issue; it sheds new light on these homes as an excellent option or housing choice.”
The launch of the “Little Home” establishes DeTray’s as one of the only custom housing distributers in the market today with the ability to deliver customers with a customized home that will combine luxury and comfort, with features and amenities most buyers seek, like “Green” standards in Energy Efficiency.
“The housing market is driven by supply, demand, market trends, and we seek to grow with change. We constantly try to find what is desired and needed, and meet those demands to the best of our abilities”; says Dana DeTray, President of DeTray’s Custom Housing Puyallup.
DeTray’s Custom Housing Puyallup encourages home seekers to consider looking into manufactured housing. Because of the high prices and low inventories of homes for sale, these elements are driving prices up and leaving less than desirable homes affordable. We have a solution, please check us out.
Go to www.detrayscustomhousing.com for more information. We hope to see you at the shows.

Financing Information about Your Home & How some lenders prey on the uneducated borrower

mortgage-and-home-loan-

 

 

 

Let’s face it, loans can be confusing and stressful. Unless you have a finance degree or take the time to learn lender terminology, it can be overwhelming. Terms like Libor, 3/1 arm, 5/1 arm, variable rate, points, buy down or other terms make it difficult to know what’s what.

Because of this, some lenders and home builders take advantage of the uneducated. Recently there has been news about a well known billionaire who owns one of the largest home building and loan companies in the United States. In fact, his company also owns the dealership that sells the homes. There are many opinions about this structure. Some find it convenient because they are able to find a home, the builder and get the financing completed under the same umbrella.  Then there are those who feel structures like this do not always have their best interest at heart. Although convenient, many times they are not getting the best rates available.

To curb this practice, Congress passed the Dodd Frank law that is intended to protect consumers from predatory practices. Some of the unethical practices include:

Bait-and-Switch: This occurs when the lender promises one type of loan or rate. Then at the last minute the rate, term or type of loan will change. Often times, the interest rate won’t rise until several months or years after you start paying on the loan.

Balloon Payment Loans: Although your monthly payments are based on a 30 year loan, some of these loans are set up where you must refinance the loan within a few year’s. The problem with this type of loan is that you may owe the same amount that you initially borrowed, even though you may have been making payments for the past 2 – 5 years.  In some cases, you may not be able to refinance your loan because your home may have lost some of it’s value or you no longer qualify for a loan due to having less income or having more debt.

Junk Fee’s or Packing:  Watch for fee’s labeled under the following terms such as processing fee’s, review fee’s, Fed Ex fee’s, underwriting fee’s, document fee’s etc. Many of these fee’s are unnecessary and can be negotiated or removed from the loan.

Loan Flipping: Loan flipping is when the lender convinces you to take a high interest loan that can be closed immediately, then promises to refinance you within a few months at a lower rate. Usually when this is done, the lender or broker will charge you fee’s each time, thus lowering your equity in your property.

Equity Stripping: Equity stripping is when a person buy’s, refinances or gets a home equity line of credit (HELOC), borrows all they can against the property, then never making any payments and leaves the property to be foreclosed on.

Things that will help you get the best rates are the following:

  1. Having a Large Down Payment.
  2. Cash Reserves in the bank. 2 – 6 months. preferred
  3. Little Debt. Most lenders look at Debt-to-Income Ratio.
  4. Keeping your credit balance at 30% or less. This shows lenders you have credit discipline and don’t spend all you have available.

These secrets help streamline your loan and get you the best rates available.approvals.

One of the many reasons people invest in an manufactured home is that it allows affordable housing opportunity. There are very few markets where one can buy a new home for such a small investment.

DeTray’s prides itself on helping those in search of a quality home at an affordable price. The many years experience we have allows us to completely educate our clients and help them make their decision easier. The saying “knowledge is power” holds a lot of weight and we are confident that is what makes the difference between good and great.

We take a neutral position on what choices you should make. however, our goal is to help you find the perfect home and help you see the options that are available.

In short, we are here to help and only want what’s best for you.

 

Inspirational Ideas and Goals for the Coming Year

2016 is here! Whether 2015 was a good or challenging, now it’s time to look forward to see what this year will bring. The turn of the calendar year is a chance to start fresh – to shed bad habits and adopt new, better ones. DeTray’s Custom Housing is here to provide some inspiration for 2016.

Reconnect with Friends and Family Members

Sometimes during the busyness of our daily lives we forget to stay in touch with the people we care about most. Make it a top New Year’s Resolutions to reconnect with your family and friends in 2016.

  • Call your friends, parents, children, or siblings at least once a week (or month) to say hello and let them know you are thinking about them.
  • If cell phones have taken over your household, start a “no cell phone” at the table policy during mealtimes.
  • Host a friends and family game night at least once a month or bi-monthly. Do this each others homes or find a place to go out and play pool, dart’s or go bowling.
  • Do activities outside, such as walking the dog instead of letting the dog walk out by itself, go to a park, or visit a mall to window shop.
  • Visit the library and check out a book or read a magazine. Many libraries sell used magazines for ten cents or a quarter.

Get Healthy

Improving our health is almost always top on our list of New Year’s Resolutions, but “getting healthy” is such a vague resolution that most people find it difficult to keep. Most people find it easier to establish smaller, more attainable goals that will contribute to a healthier lifestyle overall. Here are suggestions.

  • Limit trips to fast food restaurants or chose healthy meals.
  • Substitute vegetables for chips or sweets a few times per week. (Steamed vegetables are great)!
  • Instead of drinking soda buy diet or flavored seltzer water.
  • If you have chocolate cravings, split a candy bar with someone, rather than eating it all.
  • Try cooking something new each week, rather than dining out.

 Exercise

The holidays are the time most of us gain a few extra pounds, this is a great opportunity get a renewed sense of determination for shedding those extra pounds. Unfortunately, most of us find it difficult to maintain this drive as the year goes on. The following are a few simple exercises that will be easy to keep throughout the year.

  • Do warn up stretches before you begin
  • Jumping jacks are great to start the morning
  • Take the stairs instead of the elevator.
  • Do ten push-ups in the morning or night. (do them on your knees if needed)
  • Don’t look for parking space close to stores or businesses, so you’ll have a longer walk.
  • Start doing fifteen minutes of physical activity every day, such as walking, stretching, jogging, biking, or swimming. It will make you feel great and give you extra vigor if the grey skies are making you feel sad or gloomy.

We at DeTray’s wish you the best of luck with your 2016 New Year’s Resolutions! If you’re considering a new custom manufactured home at any point during the new year, please keep us in mind. We look forward to helping you find your new home at DeTray’s.

                                         “May this be your Best Year Yet”

Merry Christmas

Merry Christmas

How can you make someone a Merry Christmas?
Call to wish them a Merry Christmas, stop by their home to say hello, invite them to church or a school function, maybe your church is having a Christmas event you plan to attend. Offer to take someone out for a drive or invite them to Christmas dinner. And if you are trying to figure out what type of gift to get, a simple but thoughtful one is wine, exotic chocolates, spa products, fancy coffee beans or teas. But the best gift above all is by being cheerful, happy and wishing them well.

Merry Christmas

 

very-merry-christmas

Manufactured Homes = “Fiscally Responsible Housing Option”

The Future of Manufactured Homes: “Fiscally Responsible Housing Option”

During the recent National Congress and Expo for Manufactured and Modular Housing’ event, Tony Kovach had a chance to chat with Richard Jennison – someone who knows a little something about manufactured homes. As the President and CEO of the Manufactured Housing Institute and a recent inductee to the RV/MH Hall of Fame, Mr. Jennison expressed excitement regarding the upward trajectory of the manufactured housing market, stating “The industry is back!”
Joining The Manufactured Housing Institute back in early 2012, Richard Jennison acts as the intermediary between the federal government and the industries activism efforts. Fighting on behalf of all sectors within the manufactured housing industry. Mr. Jennison is a seasoned veteran at the negotiations game, having served in senior management positions with Amtrak, MCI, Citizens Bancorp, Omni Solutions Group, and the Brick Industry Association.
From his attendance at the National Congress and Expo, Jennison announce that there was an notable turnaround for the manufactured housing industry. When ask about the amount of new capital flowing into the prefabricated housing industry, Richard noted that there is more interest and capital than most even realize – approximately $1-$2 billion. “People are looking to invest, they see it as a value and we are going to see a lot more money coming in.” Highlighting the fact that billions of dollars of new capital are starting to focus on the manufactured housing communities, viewing them as a “fiscally responsible housing option”.
So when considering your options, listen to the experts and see the value you will get when choosing a manufactured home.

Have a Wonderful Holiday!

Dont Talk About It Detrays Custom Housing

New Year 2016, New Goals, New Home.

If purchasing a new manufactured home in 2016 is among your New Year’s resolutions, here are a few ideas that will get you on the right track:
Make a “wish list” of the features you would like in a home and make a list of the things you are willing to compromise. If you’re purchasing a home as a couple, the list of priorities is extremely important. Have a joint “must have list” and a list of the features you are willing to compromise or at least delay. Ladies, those stainless steel appliances can be added later. Be open minded and have a vision of what you want your home to look like.
Decide on the area you want to live. Are you willing to commute an hour every work day? Do you want to live by a park? Do you want to be living in a community/park or buy your own land? Ask yourself “How is the school system rated”?  These are some of the questions and factors to consider during your search.
Familiarize yourself with mortgage terms, especially if you are a first-time home buyer. Lenders comply with new stringent rules. Ask a lot of questions.
• Review your credit and make certain there are no mistakes and all information is current on your credit report. A few good sources for free credit reports include www.creditkarma.com; however, for a small fee go to www.myfico.com. They will give you the fico scores of all three bureaus.
Pay down your debt. Lenders will consider your debt-to-income ratio when you apply for a mortgage. Pay off the credit cards from Christmas and prepare to save for the down payment.
Save for a down payment. The more of a down payment you can make on a home, the more impressed the lenders will be.
Find a reputable Realtor and a mortgage broker/lender.  DeTray’s works with real estate agents and lenders who work together on behalf of their clients. You will also want an agent who is proactive and who will negotiate strongly on your behalf.
Get your paperwork in order. Lenders will ask for documentation – employment, child support payments, etc. The faster you get your documents to the lender, the sooner you will be approved and know how much you can afford.

Land prices have increased slightly, but the market still offers good buys. As foreclosures dwindle, those good buys will vanish. So 2016  may be the perfect time to make a New Year’s resolution to purchase a new home. We at DeTray’s want to help you get the perfect home.

Visualize yourself in your home and start planning all the steps needed. Use these sayings over and over in order to get your mind going in the right direction to achieve your goal.

“I will keep my credit score in check.”

“I will practice good savings behavior.”

“I will not buy more house than I can afford.”

“I will buy a home in 2016”

So many New Year’s resolutions fall by the wayside, like eating healthier and exercising, but this is one that could really happen. Everyone needs a place to live and you’ve probably already been thinking of buying a home anyway. Put these resolutions into motion, stick with them, and sooner than you think, you could be getting the keys to your new home.

May you have a Prosperous and Happy New Year!

2016 Home Buying Goal

2016 Home Buying Goal

Ho, Ho, Ho, Santa is Coming! Tips for Helping Kids Sit & Smile with Santa. Also, Checkout DeTray’s Christmas Retreat Pictures 2015

TIPS FOR GETTING CHILDREN TO SMILE FOR PICTURES WITH SANTA

Each year many parents are determined to have their children sit on Santa and smile. Some are successful, some are not. Many children will cling to parents with fear, so Santa encourages family members to sit in the picture too. One big happy family picture on Santa’s lap – poor Santa!
Some of the tricks I have heard or read about that has helped children smile while on Santa’s lap are as follows:
First trick, talk to them in advance about Santa and how “big boys and girls” sit on Santa’s lap and get their picture taken.
Second trick, Have a piece of candy when walking up to Santa and show it to your child when they sit on his lap. Sometimes a little sugar will get children to smile!
Third trick, use the line “But you have to tell Santa what you want for Christmas; otherwise he won’t know what to get you.
Forth trick, let them know that you will take them to get something to eat at one of their favorite places or bring them to someplace they enjoy, only if they behave and smile.
Hope this helps you get the perfect picture and smile.
Please enjoy the pictures from our DeTray’s retreat we had this past weekend in Leavenworth, WA. This weather was cold, but the scenery was spectacular. Also, check out our facebook page for additional things about DeTray’s.

https://www.facebook.com/DetraysPuyallup

Holiday work Retreat for DeTrays Custom Housing Puyallup, Washington

Holiday work Retreat for DeTrays Custom Housing. Pictures taken at Leavenworth, Washington December 5, 2015

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