The Manufactured Homes of today are nothing like Grandma’s old “Trailer” or “Mobile Home”. No factory has built a “Mobile Home” for over 40 years. Congress passed the “Manufactured Housing Construction and Standards Act of 1974” which became law on June 15, 1976. This Federally mandated, national construction standard is known as the HUD Code. The HUD Code has been updated regularly to improve storm resistance and quality. Homes manufactured since 1976 are built to the HUD Code. They are classified as “Manufactured Homes”.
Manufactured Homes are built in huge enclosed factories utilizing assembly-line techniques. Team members specialize in building one part of the home, then the home moves down the line to the next production area. We build hundreds of homes every year. Our factories get huge bulk discounts on components and there is almost no waste. Those savings are passed along to our customers. Manufactured homes are never exposed to the elements until the roof is in place.
Manufactured homes use the same materials: roofing, siding, sheet rock, appliances, as site built homes. The media images of destruction in the aftermath of hurricanes are of “Mobile Homes”, not HUD built Manufactured Homes. Our homes have already traveled from the factory to the site, bouncing down the road at 65 mph. They sustain “stormy weather” for 5-8 hours during delivery!
Manufactured homes, tied to the foundation on private property, are considered “Real Estate” and qualify for VA, FHA and Conventional mortgages. Manufactured homes in Parks are financed as personal property or “Chattel Loans”. DeTray’s works with banks to help secure your loan.
Manufactured homes can appreciate in value similar to other homes. Appreciation depends on the stability of the area, supply and demand, how the home is maintained and location.
DeTray’s Custom Housing is the best choice for a beautiful Manufactured Home. Our team can develop the property, customize the home to meet your needs and service the home when it arrives on site. DeTray’s has been in business 55 years. We know how to work through the process and we do it right. We would love to help design your dream home so you can “Live happily ever after”!
Lora Whitemarsh
Housing Consultant